John Horvat II 
Smartphones supposedly made possible an age of unprecedented communication. Everyone, especially young people, uses these devices to contact anyone, anytime and anywhere. With the touch of a screen, a whole world of instant information and contacts is at one’s fingertips. Excellent relationships should be flourishing. However, many young people need help … Read more
Upon taking office, the newly-elected mayor of Los Angeles declared a state of emergency to address the spiraling levels of homelessness. Tens of thousands of people sleep outside nightly on the city’s streets. Makeshift encampments have sprung up with filth, trash and drugs littering the sidewalks. Nearby residents feel unsafe as crime, … Read more
It is very painful to watch. So many people see the nation’s problems and are very articulate in sizing them up. They can be good observers and provide brilliant analysis. However, what is afflictive is that many of these people need to see the crisis better. They do not take things to … Read more
Vanguard is the world’s second-largest mutual and exchange-traded fund manager. It pioneered the concept of index funds and now manages trillions of investment dollars. As insinuated in its name, the firm has always been in the vanguard, the frontline, in the financial world, exploring new ways to improve opportunities for investors. The … Read more
Before modernity, Christianity guided individuals to live according to human nature and the moral law established by the Creator. This system allowed families and societies to prosper and helped people in their quest for sanctification and the final destination of heaven. The eighteenth-century Enlightenment threw everything into darkness. People claimed they could … Read more
The wait may be over for those agonizing over what to buy this Christmas for their toddlers. A panel of experts weighed in with suggestions targeting young children in the digital age. What do the experts say? Do they recommend a family-friendly video game that might be good fun and improve motor … Read more
The big problem with debt is that it is addictive. Once a person starts down this ramp, it is hard to stop before insolvency. Addictions give way to irrational action. Sometimes the only way to stop is to crash into something hard. The debt problem is compounded exponentially when the addict is … Read more
This Christmas, the gift buyer faces a dilemma. The world changed a lot over the last few years. Everything speaks of disruption with broken supply chains and high inflation. However, the worse disruption is within minds, scrambled by COVID-induced insecurity and isolation. The disturbance has been especially rough on young people for … Read more
As the midterms fade away, most conservatives are left feeling uneasy about the results. The pundits and media have had their day in explaining why the Republicans did so poorly. Fingers pointed everywhere with all sorts of accusations, credible and farfetched. No one is completely happy with the explanations. However, one factor … Read more
After the elections, House Speaker Nancy Pelosi announced her exit from any leadership position in a dramatic November 17 farewell. The effect of this announcement is limited. Until the lame-duck Congress adjourns, she will still be heading the charge to do as much damage as possible to the conservative cause. She will … Read more